In short
Everything on this site is written to be educational, not to serve as personalised legal, tax, or investment advice. Statements about Singapore regulation are drawn from named official sources — the regulators and the exchange, linked below. Figures such as loan-to-value ranges and transaction sizes are indicative and are checked for consistency across the site. We describe our own role plainly: we are an arranger and introducer, not a lender, adviser, or licensed intermediary. If you find an error, we want to hear about it — the contact for corrections is at the end of this page.
What this content is — and is not
The pages, guides, insights, glossary, and FAQ on this website are general educational material about share-backed financing on the Singapore Exchange. They explain how these transactions typically work, the vocabulary used, and the considerations a shareholder and their advisers usually weigh. They are written for substantial shareholders, founders, controlling families, family offices, and listed corporates.
They are not personalised advice. Nothing on this site is, or should be relied upon as, legal, tax, accounting, regulatory, or investment advice tailored to your circumstances, and nothing is an offer, invitation, or solicitation to enter into any transaction. Indicative terms described anywhere on the site are illustrative and are not binding until set out in definitive, executed documentation. The complete position is set out in our Disclosures.
Who writes and reviews the content
The educational content and insights on this site are prepared by the principals of the firm, who are named and described on the site: Marcus Goh Wei Liang, Founder & Managing Principal, who leads origination, structuring, and pricing; and Evelyn Sim Hui Shan, Co-Founder & Principal, whose background is in capital-markets law, disclosure, documentation, and risk. Articles carry a byline identifying which of them wrote the piece. You can read more about both on the team page.
To be candid about what these bylines do and do not signify: they identify the authorship and the experience behind a piece of writing. They are not a representation that any named individual holds a specific professional licence, nor that the content has been formally certified, accredited, or peer-reviewed by an external body. We do not operate an external editorial board and we make no claim to hold industry awards, certifications, or third-party accreditations. Where a matter genuinely requires a licensed professional — Singapore legal counsel, a tax adviser, or a regulated intermediary — we say so, and we point you to engage one.
How we source regulatory statements
Where the site describes Singapore law, regulation, market rules, or disclosure obligations, those statements are grounded in the official, primary sources — the regulators, the statute, and the exchange themselves — rather than in secondary commentary. The bodies we rely on and reference by name are:
- Monetary Authority of Singapore (MAS) — Singapore's central bank and integrated financial regulator. mas.gov.sg
- Singapore Exchange (SGX) — the listing and trading venue, its Mainboard and Catalist rulebooks, and The Central Depository (CDP). sgx.com
- Securities and Futures Act 2001 (SFA) — the principal statute governing Singapore's securities markets, including the substantial-shareholder disclosure regime, as published on Singapore Statutes Online. sso.agc.gov.sg
- Securities Industry Council (SIC) — the body that administers and enforces the Singapore Code on Take-overs and Mergers, including the 30% mandatory-offer threshold and concert-party rules. Securities Industry Council (via MAS)
Regulatory thresholds and definitions can change, and how a rule applies always depends on the specific facts. For that reason, regulatory statements on this site are written at the level of general principle, and reporting and take-over questions are, in practice, assessed transaction by transaction and confirmed with Singapore counsel. Nothing here is legal advice.
How we treat figures and indicative terms
Numbers on this site — loan-to-value ranges, minimum transaction sizes, indicative timelines, and similar — are indicative and illustrative. They describe how transactions of this kind are commonly structured; they are not quotes, guarantees, or commitments. A stated figure such as a minimum size "from SGD 5 million upward" or a typical timeline reflects general practice, not a fixed rule that will apply to your position.
We take reasonable care to keep these figures internally consistent across the site, so that a range or a timeline described on one page matches how the same point is described elsewhere. Where a figure is a range or depends on the specific counter, we say so rather than implying a single fixed answer — loan-to-value in particular is set case by case from a counter's liquidity, free float, average daily traded value, volatility, market capitalisation, sector, and concentration, and no single headline ratio is quoted.
Our role, stated plainly
We describe our own posture consistently and without embellishment. Singapore Stock Loans is a private platform that acts as an arranger and introducer of share-backed financing and related transactions secured by SGX-listed equity. We structure transactions and convene the parties required to complete them; we work alongside licensed Singapore counterparties, custodians, and the client's own counsel. Any activity that requires a licence, registration, or authorisation — including lending, dealing in or advising on securities, custody, or the provision of legal advice — is conducted through, or together with, appropriately licensed or authorised entities, and not by the firm itself.
We do not present ourselves as a lender, a licensed financial adviser, a broker, or a law firm, and we do not publish deal counts, client names, testimonials, performance figures, or press claims that we cannot substantiate. As noted in our Disclosures, the business-identity details presented on this site are illustrative placeholders for the platform.
Corrections and updates
Content is reviewed for accuracy and consistency before it is published and is revisited when the underlying market practice or our understanding changes; the "last updated" date at the foot of a page reflects its most recent review. Despite that care, errors can occur, and market and regulatory practice moves. The material is provided "as is", without warranty, and we do not accept liability for reliance on it — but we would still rather it were right.
If you believe something on this site is inaccurate, out of date, or unclear, please tell us. Email enquiries@singaporestockloans.com with the page and the point in question, or use the contact page. A principal reviews such messages, and where a correction is warranted we make it and update the page's review date.
Last updated: 1 July 2026. This page describes how we prepare and review content; it does not create any additional obligation or warranty beyond those set out in our Terms of Use and Disclosures.